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SmartFinanceLab
Compare Rates
UPDATED APRIL 2026

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Compare Loan Rates

Personal loans, mortgages, auto loans, and student loan refinancing.

Personal Loans

7.49%+
APR from ยท $1Kโ€“$100K

Debt consolidation, home improvement, medical expenses. Pre-qualify without affecting your credit score.

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Mortgage

6.85%
30-yr fixed avg

Purchase or refinance. Compare 50+ lenders in minutes. No credit impact to get personalized rates.

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Auto Loans

5.9%+
APR from ยท New & Used

New car, used car, or refinance your current auto loan. Get competing offers before visiting the dealership.

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Student Loan Refi

4.99%+
Fixed APR from

Lower your student loan rate. Save thousands over the life of your loan. Check rates in 2 minutes.

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Best Savings Rates โ€” April 2026

Account Type Best APY Min Balance FDIC Insured
High-Yield Savings (HYSA)5.10% APY$0โœ“
6-Month CD5.25% APY$500โœ“
12-Month CD5.15% APY$500โœ“
Money Market Account4.85% APY$0โœ“
Treasury Bills (3-mo)5.30%$100Gov't

Investment Platforms Compared

Fidelity

Best for: Long-term investors
  • โœ“ $0 commissions, no minimums
  • โœ“ Excellent research tools
  • โœ“ Best 401k management
Open Account โ†’

Betterment

Best for: Hands-off investing
  • โœ“ Automated portfolio management
  • โœ“ Tax-loss harvesting
  • โœ“ 0.25% annual fee
Open Account โ†’

Robinhood

Best for: Active traders
  • โœ“ Commission-free trades
  • โœ“ Fractional shares
  • โœ“ 5% APY on cash
Open Account โ†’

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